Business Checking - Money Market & Savings

Money Market
The First National Bank Money Market Account is a tiered, variable interest rate account.   This account requires $1,000.00 minimum opening deposit and is limited to six withdrawals per month, three of which may be checks.  Bank stock checks are available free of charge on this account.  Images are included in your monthly statement.  A $10.00 monthly maintenance fee will be imposed every statement cycle if the balance of the account falls below $1,000.00 any day of the cycle.
 
Treasury Index Account
Available to individuals, non-profit organizations, and corporations.
Minimum to open is $25,000.00
 
Variable interest with APY based on a rate between the weekly treasury auction of the 91-day Treasure Bill and the average of the auction rate for the prior 26 weeks as determined by the Bank.
 
Interest is compounded Monthly.
 
No more than six preauthorized transfers or withdrawals may be made on this account per month, and no more than three of the six may be by check, or similar order to a third party.
 
A $10.00 fee will be charged for each item above the transaction limit as defined above during the monthly cycle.
 
Unlimited cash withdrawals and transfers when initiated at the Bank.
 
Transactions in excess of account limitations will result in automatic conversion to an account in which the depositor is eligible.
 
The account will earn the regular savings rate, and a $15.00 monthly maintenance fee will apply on the days the balance drops below $25,000.

Regular Savings
A variable rate interest bearing account compounded quarterly.  Requires $100.00 minimum opening deposit.  A minimum $100.00 balance must be maintained to obtain the disclosed annual percentage yield.  3 free withdrawals per quarter.  A $1.00 fee for each withdrawal in excess of 3 per quarter will be assessed.  $1.00 fee per month if balance falls below $100.00.