Consumer Loans

CONSUMER LOANS AT FIRST NATIONAL BANK OF DAVIS
      “WHERE YOUR LOAN HAS OUR BEST INTEREST!”

Financial Planning means looking ahead to ensure that you have resources available to manage any emergency, personal purchasing decision or unanticipated opportunity that may arise. First National Bank of Davis can make it easy to access those resources with our full line of consumer loan products.

OVERDRAFT PROTECTION

• Overdraft protection plan linked to your checking account.
• May be used as a planned loan to yourself.

HOME EQUITY LINE OF CREDIT

• Pay only on funds accessed through your line of credit.
• Proceeds may be tax deductible, check with your tax advisor.
• Loan is secured by equity in your home.

HOME IMPROVEMENT LOANS

• Funds available to make valuable improvements to your personal residence.
• Convenient monthly payment schedules.
• Payments may be automatically deducted from you FNB checking account.

AUTO LOANS

• Purchase a new or used vehicle.
• Short-term and long-term financing available.
• Payments may be automatically deducted from you FNB checking account.